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How to invest wealth

Postal workers discussion forum. Discuss the day to day life in a Blue Shirt.
RobertT
EX ROYAL MAIL
Posts: 6700
Joined: 09 Sep 2007, 14:26
Gender: Male

Re: How to invest wealth

Post by RobertT »

I've held some PB's for most of my life, but have only had the maximum for the last 2 years or so and have averaged £165 in winnings per month in that time. I make that an average interest rate of just under 4%.

Most people will probably get a better return from savings accounts, particularly with rates being quite high at the moment. PB's are obviously a different type of investment, giving you the chance to drastically increase that return – if you're lucky.

It's always best to diversify and you should never put all your eggs in one basket, and PB's are just one basket you could choose.
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celtic1967
EX ROYAL MAIL
Posts: 138
Joined: 21 Apr 2011, 17:25
Gender: Male

Re: How to invest wealth

Post by celtic1967 »

Hyrrokkin wrote: ↑
30 Sep 2026, 20:50
celtic1967 wrote: ↑
30 Sep 2026, 19:51
A few hundred a month isn't realistic. I get an average of £120 on my maximum holding
Yes but people invest in PB because it is essentially a lottery but where you get your capital back when needed.
You get lucky or do not that is the bargain struck when you put your money in.
Completely agree with you. I am just trying to point out that a few hundred a month isn't realistic.
twoloops
Posts: 2039
Joined: 24 May 2017, 20:52
Gender: Male
Location: Sheffield

Re: How to invest wealth

Post by twoloops »

Red or Black one spin
Hyrrokkin
Posts: 881
Joined: 24 Nov 2021, 18:17
Gender: Male

Re: How to invest wealth

Post by Hyrrokkin »

celtic1967 wrote: ↑
Yesterday, 16:50
Hyrrokkin wrote: ↑
30 Sep 2026, 20:50
celtic1967 wrote: ↑
30 Sep 2026, 19:51
A few hundred a month isn't realistic. I get an average of £120 on my maximum holding
Yes but people invest in PB because it is essentially a lottery but where you get your capital back when needed.
You get lucky or do not that is the bargain struck when you put your money in.
Completely agree with you. I am just trying to point out that a few hundred a month isn't realistic.
Cool no criticism on your post i was just pedantic
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