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vehicle insurance

Postal workers discussion forum. Discuss the day to day life in a Blue Shirt.
catch22
Posts: 196
Joined: 22 Sep 2012, 21:12
Gender: Male

vehicle insurance

Post by catch22 »

If you damage a vehicle, but havent taken the original driving test required for insurance... where do you stand?
doorstepped
Posts: 1063
Joined: 10 Oct 2011, 23:17
Gender: Male
Location: Somewhere west of London

Re: vehicle insurance

Post by doorstepped »

not your fault you have not taken a test with RM, your manager should have made sure you were able to drive a van before he let you drive one.

just plead ignorance if anyone asks you about a changeover et al.

took my office just under 4 years for them to arrange mine.
fng
Posts: 462
Joined: 20 Jun 2011, 16:54
Gender: Male

Re: vehicle insurance

Post by fng »

doorstepped wrote:not your fault you have not taken a test with RM, your manager should have made sure you were able to drive a van before he let you drive one.

just plead ignorance if anyone asks you about a changeover et al.

took my office just under 4 years for them to arrange mine.
If there was an accident involving the feds, that wouldn't wash with Mr Plod. The person driving is the person driving without "valid" insurance not Royal Mail.

In the same way as the driver is responsible for any defects on the van not the "owner" - Royal Mail.

Assuming that RM insurance needs to be validated by having a changover test, ergo no test - no insurance.

You may have a seperate case against RM for putting you in the position, but as far as the actual incident of being caught without "valid " insurance (if there was one) is concerened - it's good bye licence :wave
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dvbuk55
EX ROYAL MAIL
Posts: 16650
Joined: 02 Jun 2007, 19:17
Gender: Male

Re: vehicle insurance

Post by dvbuk55 »

catch22 wrote:If you damage a vehicle, but havent taken the original driving test required for insurance... where do you stand?
Was that an official driving duty or nipping out for a sandwich or a colleague
PhilthyPhil
Posts: 1155
Joined: 23 Nov 2007, 19:15

Re: vehicle insurance

Post by PhilthyPhil »

Royal Mail don't have insurance. Not in the same way you an I do on our personal cars anyway. Large companies self insure. What this means is that any low level claims Royal Mail just pay it themselves. They then have an insurance bond to cover any large public liability, I think it is something like £50m. So if you drive a Royal Mail vehicle without the required training you would not be 'uninsured' but you would be breaking company policy, which could result in conduct code action against either you or your manager depending on who Royal Mail felt was responsible. Lets face it they would blaim you saying you should know you do not have the required training.
PhilthyPhil
Posts: 1155
Joined: 23 Nov 2007, 19:15

Re: vehicle insurance

Post by PhilthyPhil »

Sherpas Rule wrote:Quick question, if you're passed to drive the Vauxhall Combo vans, are you also ok to drive Ford Transits?
No, you can only drive the size of vehicle which you have been trained on or smaller vehicles.
Lounge Lizard
EX ROYAL MAIL
Posts: 9458
Joined: 06 Aug 2007, 21:54

Re: vehicle insurance

Post by Lounge Lizard »

I was always told that you only need insurance if you're going to crash. :shock:
Hitcher
Posts: 1495
Joined: 20 Sep 2009, 09:59
Gender: Male

Re: vehicle insurance

Post by Hitcher »

Changeover is no longer needed for driving the small vans.
clashcityrocker
Posts: 16542
Joined: 22 Sep 2009, 13:50
Gender: Male
Location: strummerville

Re: vehicle insurance

Post by clashcityrocker »

Hitcher wrote:Changeover is no longer needed for driving the small vans.
Says who?
All our new P&L drivers were put through a 3 hour assessment prior to deployment.
The societies of consumption and squandering of material resources are incompatible with the idea of economic growth and a clean planet.
Hitcher
Posts: 1495
Joined: 20 Sep 2009, 09:59
Gender: Male

Re: vehicle insurance

Post by Hitcher »

clashcityrocker wrote:
Hitcher wrote:Changeover is no longer needed for driving the small vans.
Says who?
All our new P&L drivers were put through a 3 hour assessment prior to deployment.
Line manager said it was costing RM too much and was nationally scraped, union rep also said it's not needed to drive the small vans.

A valid drivers licence is all that is needed.
Last edited by Hitcher on 14 Oct 2012, 14:41, edited 1 time in total.
clashcityrocker
Posts: 16542
Joined: 22 Sep 2009, 13:50
Gender: Male
Location: strummerville

Re: vehicle insurance

Post by clashcityrocker »

I don't doubt that your line manager said that - but when exactly was it scrapped?
The societies of consumption and squandering of material resources are incompatible with the idea of economic growth and a clean planet.
fishtank
Posts: 19732
Joined: 28 Sep 2007, 17:22
Gender: Male

Re: vehicle insurance

Post by fishtank »

Hitcher wrote:Line manager said it was costing RM too must and was nationally scraped, union rep also said it's not needed to drive the small vans.

A valid drivers licence is all that is needed.
There has been no communication through the union that the principle of driver assessment has changed so if your union rep is saying this he is simply following what your line manager has told him.
If there has been a change in policy it certainly hasn't made it as far as my D.O.
good times, bad times you know I've had my share
dvbuk55
EX ROYAL MAIL
Posts: 16650
Joined: 02 Jun 2007, 19:17
Gender: Male

Re: vehicle insurance

Post by dvbuk55 »

fishtank wrote:
Hitcher wrote:Line manager said it was costing RM too must and was nationally scraped, union rep also said it's not needed to drive the small vans.

A valid drivers licence is all that is needed.
There has been no communication through the union that the principle of driver assessment has changed so if your union rep is saying this he is simply following what your line manager has told him.
If there has been a change in policy it certainly hasn't made it as far as my D.O.
It seems to no longer be necessary since P&L, new starters are allowed to drive on production of a valid licence. I have noticed though that when people have an accident they are assessed either by the RAC or AA I forget which - an assessment that takes 2 to 3 hours.
Robtor
Posts: 104
Joined: 11 Nov 2010, 11:25
Gender: Male

Re: vehicle insurance

Post by Robtor »

Been here 2 years, never even heard of needing to take some test, no one here does. I drive combo's daily, and fairly often transits right up to those crappy LDV things.