Royal Mail Loans?

[danny326]

Hi, my name is Daniel and I'm from the Peterborough branch. I have been working for the company for over 7 years as a Network Driver. I was just wondering if any one knows if Royal Mail offers loans for employees, repayable on a monthly basis? I know we have agreements with Vauxhall etc for car leases, and we have some good discounts with other companies - just figured I'd investigate the possibility of finance through work.

Any ideas?

[seeker019]

Not a chance

Try one of the many Credit Unions
Try this one, although someone will list more soon.

http://www.commsave.co.uk" onclick="window.open(this.href);return false;

[POSTMAN]

http://www.1stclasscu.co.uk/index.asp" onclick="window.open(this.href);return false;

http://www.pennypostcu.com/" onclick="window.open(this.href);return false;

http://www.commsave.co.uk/" onclick="window.open(this.href);return false;

http://www.foresters.co.uk" onclick="window.open(this.href);return false; Not a credit union but similiar.

The problem with all 4 though is you usually have to save with them for a year to get a loan.
Although this year Commsave done a 'xmas' special where if you had at least £1 in savings you could get a loan.

[DGP1]

Or you could go cap in hand to the government and ask them for a couple of billion because you really need to modernise (keep it very generic) and then plead poverty and you wont even have to pay it back

[not me]

didn't you know,RM has no money....

[Lincox]

If you want a small loan get a credit card with 0% interest. Usually available with periods of up to 15 months. Pay it off as fast as possible or at least within the 0% offer period. There may be an offer fee of commonly 3% of the amount borrowed, but still cheaper than bank loans, and way way cheaper than payday loans

[bensonhedge]

If you want a small loan get a credit card with 0% interest. Usually available with periods of up to 15 months. Pay it off as fast as possible or at least within the 0% offer period. There may be an offer fee of commonly 3% of the amount borrowed, but still cheaper than bank loans, and way way cheaper than payday loans

and if unable to pay off the card at the end of the 0% then balance transfer for a small fee(around 2-3%).much much cheaper than a loan.

[Red Robbo]

Hi, my name is Daniel and I'm from the Peterborough branch. I have been working for the company for over 7 years as a Network Driver. I was just wondering if any one knows if Royal Mail offers loans for employees, repayable on a monthly basis? I know we have agreements with Vauxhall etc for car leases, and we have some good discounts with other companies - just figured I'd investigate the possibility of finance through work.

Any ideas?

If your in debt on the back of your payslip is the Rowland Hill Benevolent Fund they maybe able assist you.

[bennny6]

can i just ask you what is a network driver

[arnold cheshire]

http://www.1stclasscu.co.uk/index.asp

http://www.pennypostcu.com/" onclick="window.open(this.href);return false;

http://www.commsave.co.uk/" onclick="window.open(this.href);return false;

http://www.foresters.co.uk/communication-workers.aspx" onclick="window.open(this.href);return false; Not a credit union but similiar.

The problem with all 4 though is you usually have to save with them for a year to get a loan.
Although this year Commsave done a 'xmas' special where if you had at least £1 in savings you could get a loan.

penny post is now 6 weeks 1st class is 12 weeks not a year

[arnold cheshire]

http://www.1stclasscu.co.uk/index.asp

http://www.pennypostcu.com/" onclick="window.open(this.href);return false;

http://www.commsave.co.uk/" onclick="window.open(this.href);return false;

http://www.foresters.co.uk/communication-workers.aspx" onclick="window.open(this.href);return false; Not a credit union but similiar.

The problem with all 4 though is you usually have to save with them for a year to get a loan.
Although this year Commsave done a 'xmas' special where if you had at least £1 in savings you could get a loan.

penny post is now 6 weeks 1st class is 12 weeks not a year

1st class is the easiest to get a loan

[TrueBlueTerrier]

can i just ask you what is a network driver

Usually the drivers of the Class 1 LGVs who transport loads from and to, the various types of Mail Centres.

[TrueBlueTerrier]

I didn't tried yet. I already had an personal loan account in one of the international banks which is going to complete next month. What are the best features of the personal loans in Royal Mail, Are they can be payable in easy premiums and any promotions regarding the loan? Do they provide insurance facility? Please produce some attachment links for the detailed view.

We don't do loans in Bangalore

and thanks to bringon4dayweeks for reporting it.

[mandelsons_toenail]

Commsave

Brilliant

Money same day

12% apr

[CORTINA]

Never a lender or brower be....

Then every day is money worries free.........

Keep out of the red and stay in the black

Then you will not have to watch your back......