There are at least three credit unions that RM staff can join. I would be grateful for anyone's experiences of using these.
Thanks.
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Credit Unions
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Chimps_tea_party
- EX ROYAL MAIL
- Posts: 154
- Joined: 17 Sep 2010, 22:33
- Gender: Male
Credit Unions
Retired ex- Royal Mail.
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POSTMAN
- SITE ADMINISTRATOR
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- Joined: 07 Aug 2006, 03:19
- Gender: Male
Re: Credit Unions
http://www.1stclasscu.co.uk/index.asp" onclick="window.open(this.href);return false;
http://www.pennypostcu.com/" onclick="window.open(this.href);return false;
http://www.commsave.co.uk/" onclick="window.open(this.href);return false;
http://www.foresters.co.uk/communication-workers.aspx" onclick="window.open(this.href);return false;
I'm with Commsave personally,have some savings with them and a loan which is very cheap and they are very easy to deal with,and the money comes straight out of my wages which is good,the old CWFS is now Foresters.
I left CWFS/Foresters because of their high charges the other 2 I have no idea about,i'm sure some on here will have dealings with them.
http://www.pennypostcu.com/" onclick="window.open(this.href);return false;
http://www.commsave.co.uk/" onclick="window.open(this.href);return false;
http://www.foresters.co.uk/communication-workers.aspx" onclick="window.open(this.href);return false;
I'm with Commsave personally,have some savings with them and a loan which is very cheap and they are very easy to deal with,and the money comes straight out of my wages which is good,the old CWFS is now Foresters.
I left CWFS/Foresters because of their high charges
the other 2 I have no idea about,i'm sure some on here will have dealings with them.I Wrote-During Covid-Which is still relevant now
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
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Chimps_tea_party
- EX ROYAL MAIL
- Posts: 154
- Joined: 17 Sep 2010, 22:33
- Gender: Male
Re: Credit Unions
Thank you. One thing that puzzles me is, "Commsave charge just 1% each month (APR12.7%) on the reducing balance of your loan." Unless I'm missing something, that doesn't sound very cheap to me.
Last edited by Chimps_tea_party on 27 Jan 2012, 09:42, edited 1 time in total.
Retired ex- Royal Mail.
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vanman
- Posts: 89
- Joined: 21 May 2007, 09:12
- Location: East Mids
Re: Credit Unions
I've been in Commsave for years and have always found them easy to deal with.
I have a regular payment to them and use the credit I build up as a reserve against which I can take out a loan if necessary, or I just withdraw cash I need. All done by phone.
I'd recommend joining a credit union to anyone.
By the way - CWFS/Foresters Life are NOT a Credit Union.
I have a regular payment to them and use the credit I build up as a reserve against which I can take out a loan if necessary, or I just withdraw cash I need. All done by phone.
I'd recommend joining a credit union to anyone.
By the way - CWFS/Foresters Life are NOT a Credit Union.
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POSTMAN
- SITE ADMINISTRATOR
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- Joined: 07 Aug 2006, 03:19
- Gender: Male
Re: Credit Unions
Yep but fairly (or at least they were) similar in a way,savings-although long term,loans ect,I gave out the link for reference.Should of pointed it out tho,fair call.By the way - CWFS/Foresters Life are NOT a Credit Union.
I Wrote-During Covid-Which is still relevant now
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
-
POSTMAN
- SITE ADMINISTRATOR
- Posts: 32641
- Joined: 07 Aug 2006, 03:19
- Gender: Male
Re: Credit Unions
Chimps_tea_party wrote:Thank you. One thing that puzzles me is, "Commsave charge just 1% each month (APR12.7%) on the reducing balance of your loan." Unless I'm missing something, that doesn't sound very cheap to me.
To me that is s**t cheap.As an example this means that should you borrow £1000 from the Credit Union repaid over 1 year your total repayment will be £1066.18.
I Wrote-During Covid-Which is still relevant now
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
-
Chimps_tea_party
- EX ROYAL MAIL
- Posts: 154
- Joined: 17 Sep 2010, 22:33
- Gender: Male
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demon
- Posts: 732
- Joined: 08 Jul 2009, 14:19
- Gender: Female
Re: Credit Unions
thats really cheap been with them years
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POSTMAN
- SITE ADMINISTRATOR
- Posts: 32641
- Joined: 07 Aug 2006, 03:19
- Gender: Male
Re: Credit Unions
This xmas commsave done a special xmas loan,if you have at least £1 in savings you qualified for it.
I Wrote-During Covid-Which is still relevant now
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
-
Chimps_tea_party
- EX ROYAL MAIL
- Posts: 154
- Joined: 17 Sep 2010, 22:33
- Gender: Male