Question for those who have already had IHR

[mazza111]

Well a wee bit of info from my point of view.

DWP will do whatever they can to stop you claiming jobseekers.

First of all they queried what I had in the bank. No problem as I used my IHR settlement to clear off my debts and had a prebooked holiday. Which took me under the allowed limit

Now I got a letter through from them yesterday saying that I left my job voluntarily WTF is that about? I left my job because my knees were too fk'd to do the job, what would RM have done if I had refused the IHR? Kicked me out anyway, as I couldn't do the bloody job!!! Anyhoo, have filled out their little form as required and am now playing the waiting game. It's now been over a month since i got my IHR.

For those of you who can, I guess the best bet would be to claim Employment and Support Allowance, rather than JSA. I couldn't do that as ATOS said I would be fit for other work, just not in Royal Mail. However, after another couple of dislocations, even sitting too long makes my knees sieze up, so I'm seriously thinking that my working days are over now, so may need to go down the ESA route myself

That's my experience so far, will update as soon as i get a payment from the buggers and let u know how i get on :)

[mazza111]

There are two types of Job Seekers Allowance; contribution-based and income-based.

Contribution-based JSA depends on how much you have paid in National Insurance contributions in the last two tax years. Income and savings are NOT taken into account if you are eligible for contribution-based JSA and, if you have been working full time for at least two years, you will be paid this category of JSA for the full six months.

After that, if still out of work, you will have to claim income-based JSA. That, however, is paid at reduced rates if you have savings of £6000 or more. If you have savings in excess of £16000, you will get NOTHING. B@stards!

wandle

Yes so they say, I've been working all my adult life and am still sat here waiting for money from them over a month later. Queried everything they possibly can


Really makes me wonder how they jakeys get away with it so much

[Farmer18]

I am also likely to receive IHR - lump sum with pension. I have read how much lump sum I might have, but has anybody got an idea how much the pension might be ? I was on a 29Hr contract and have been with Royal Mail for approx. 6 1/2 years.

[Thorby Bislam]

Where do you go to claim ESA? Isit the jobcentre?

[numan]

0800 055 66 88

http://www.dwp.gov.uk/employment-and-support/" onclick="window.open(this.href);return false;

[stokes11eg]

May i ask,doesn't the lump sum you are given cancel out some or even all of your benefits for a while as you have over x amount in the bank.
Which they will class as savings.

My sis in law couldn't get dole as her savings were too high after finishing a job/contract-un RM related.

Yes postman--a lot of people think when they read you can have say 16 000 quid in savings before it affects benefits, they imagine they get to keep it all, and go straight on to IB or ESA. Not so, everything is done on a sliding scale, so in real terms you have to use a considerable amount of your savings/pay off before you qualify for certain benefits, and even then, when your funds are depleted, you will be asked to prove what you spent your money on!
As to the Op. in the past few months the benefit system has changed, and is still changing. your first port of call will be the Job centre,, if you still have a medical condition that means working is not possible at this time, they will advise what benefit you will get.
but do your own research, as some of these advisors give wrong advice. Get on to the Government website,and most of the info you need is there at a glance. good luck

[Farmer18]

With regard to my earlier question, I think I got it wrong when I said I would have a lump sum as well if I was retired with a pension. Would have been nice though !! Does anyone know how the pension is worked out ? It would be nice to have an idea how much I would expect to have each week.

[Thorby Bislam]

3 weeks later and I'm still in the business. I think my first port of call when I do go will be the Citizen's Advice Bureaux. I should get up-to-date, impartial advice from them.