Driving advice Please

[TeeferTiger]

Because you're a liability! lol

Insurance is all about them taking a risk. If you've had an accident, you're a higher risk than someone who hasn't... supposedly.

[TrueBlueTerrier]

This seems ridiculous because if I pranged my own car, which is under third party insurance, then I fixed it at my cost, why for the life of me would I then tell my insurance so that they could increase my premiums?

2 reasons

Failure to disclose a previous accident when asked by your insurers is fraud - a criminal offence.

Failure to disclose accidents WILL invalidate your insurance and they may refuse to pay out if you have an accident. You may then be prosecuted for failing to have valid insurance, because by act or omission your own actions invalidated your insurance.

I suppose the question everyone should ask themselves is - Is the risk worth it.

[memo232]

This seems ridiculous because if I pranged my own car, which is under third party insurance, then I fixed it at my cost, why for the life of me would I then tell my insurance so that they could increase my premiums?

2 reasons

Failure to disclose a previous accident when asked by your insurers is fraud - a criminal offence.

Failure to disclose accidents WILL invalidate your insurance and they may refuse to pay out if you have an accident. You may then be prosecuted for failing to have valid insurance, because by act or omission your own actions invalidated your insurance.

I suppose the question everyone should ask themselves is - Is the risk worth it.

Is driving a RM van in the first place worth all this aggro?

[not me]

This seems ridiculous because if I pranged my own car, which is under third party insurance, then I fixed it at my cost, why for the life of me would I then tell my insurance so that they could increase my premiums?

2 reasons

Failure to disclose a previous accident when asked by your insurers is fraud - a criminal offence.

Failure to disclose accidents WILL invalidate your insurance and they may refuse to pay out if you have an accident. You may then be prosecuted for failing to have valid insurance, because by act or omission your own actions invalidated your insurance.

I suppose the question everyone should ask themselves is - Is the risk worth it.

Is driving a RM van in the first place worth all this aggro?

thats why ive stopped
my photo licence has expired but when i renew it im not driving anymore

[fishtank]

thats why ive stopped
my photo licence has expired but when i renew it im not driving anymore

Be careful custard it looks as though RM will have their revenge on those who can drive but choose not to.
Whether the union will back you in a discrimination case is.....anyone's guess but i wouldn't bet my job on it.

There is a limit to the number of non drivers you can accommodate on shared deliveries. It is, therefore, recommended that this is not an option to employees that can drive but choose not to. You should explore what other opportunities there are to accommodate the individual within your office. If individuals cannot be accommodated in your office, you may be able to accommodate them via a move to another unit within a reasonable distance, where suitable work is available. Where this is not possible an employee may effectively become surplus and in this instance you should take advice from your Regional ER/IR Manager.

[PingPong]

thats why ive stopped
my photo licence has expired but when i renew it im not driving anymore

Be careful custard it looks as though RM will have their revenge on those who can drive but choose not to.
Whether the union will back you in a discrimination case is.....anyone's guess but i wouldn't bet my job on it.

There is a limit to the number of non drivers you can accommodate on shared deliveries. It is, therefore, recommended that this is not an option to employees that can drive but choose not to. You should explore what other opportunities there are to accommodate the individual within your office. If individuals cannot be accommodated in your office, you may be able to accommodate them via a move to another unit within a reasonable distance, where suitable work is available. Where this is not possible an employee may effectively become surplus and in this instance you should take advice from your Regional ER/IR Manager.

Can RM force employees to drive?

[fishtank]

Can RM force employees to drive?

Force...No unless your contract explicitly states "driving".
Make life as awkward as possible if you don't.......Yes.

[TeeferTiger]

Can RM force employees to drive?

Force...No unless your contract explicitly states "driving".
Make life as awkward as possible if you don't.......Yes.

When I applied for the job it was advertised as driver rather than postperson.

[NewPostieUK]

If you have an accident you are obliged to inform the insurance company in a reasonable time (not when your renewal comes up). Note that it's the insurance company not your insurance company. You have to tell anyone who insures you, including Royal Mail's insurers.

If you crash your own car, your wifes car, your mother-in-laws car whatever, you have to tell Royal Mail, so they can inform their insurers. Obviously, you have to tell your own insurer as well, even if it's a Royal Mail van.

[not me]

thats why ive stopped
my photo licence has expired but when i renew it im not driving anymore

Be careful custard it looks as though RM will have their revenge on those who can drive but choose not to.
Whether the union will back you in a discrimination case is.....anyone's guess but i wouldn't bet my job on it.

There is a limit to the number of non drivers you can accommodate on shared deliveries. It is, therefore, recommended that this is not an option to employees that can drive but choose not to. You should explore what other opportunities there are to accommodate the individual within your office. If individuals cannot be accommodated in your office, you may be able to accommodate them via a move to another unit within a reasonable distance, where suitable work is available. Where this is not possible an employee may effectively become surplus and in this instance you should take advice from your Regional ER/IR Manager.

im already head of the $hit list in my office
my office is the furthest from my house in the city
so moving me would only bring it closer to home

[andy2007]

thats why ive stopped
my photo licence has expired but when i renew it im not driving anymore

Be careful custard it looks as though RM will have their revenge on those who can drive but choose not to.
Whether the union will back you in a discrimination case is.....anyone's guess but i wouldn't bet my job on it.

There is a limit to the number of non drivers you can accommodate on shared deliveries. It is, therefore, recommended that this is not an option to employees that can drive but choose not to. You should explore what other opportunities there are to accommodate the individual within your office. If individuals cannot be accommodated in your office, you may be able to accommodate them via a move to another unit within a reasonable distance, where suitable work is available. Where this is not possible an employee may effectively become surplus and in this instance you should take advice from your Regional ER/IR Manager.

I know this sounds daft, and is irritating (I know it's how I reacted, when I found out). But if the Photocard section of your Driving Licence expires, and you haven't got your replacement yet. Then you'd be commiting a serious driving offence, if you drive.

Personally, I think it's a rip-off, that you have to pay for a new Photocard every decade. It should be free. But that's another matter. The fine for driving with an expired Photocard License is up to £1,000: http://www.rotheradowson.co.uk/news/new ... g_licence/" onclick="window.open(this.href);return false;
Did you know that if you own a UK photocard driving licence, it is only valid for ten years? Unlike the old paper licences, the new photocard licences issued since June 1998 must be renewed every ten years at a cost to the driver of £20.00 (even if your details haven’t changed).

Following the ten year anniversary of the new licences, the confusion over the validity period of the licences is now coming to light. DVLA figures reveal that while over 16,000 licences expired last summer, so far only around 11,500 drivers have renewed them. This leaves a further 4,500 licences outstanding. If they are still on the road, these drivers may not be aware that they are committing a criminal offence. The offence of 'failing to surrender their licence' could result in a fine for the driver of up to £1,000.

[banner18]

This seems ridiculous because if I pranged my own car, which is under third party insurance, then I fixed it at my cost, why for the life of me would I then tell my insurance so that they could increase my premiums?

2 reasons

Failure to disclose a previous accident when asked by your insurers is fraud - a criminal offence.

Failure to disclose accidents WILL invalidate your insurance and they may refuse to pay out if you have an accident. You may then be prosecuted for failing to have valid insurance, because by act or omission your own actions invalidated your insurance.

I suppose the question everyone should ask themselves is - Is the risk worth it.

If you banged your own car into a bollard, how would your insurance company ever find out to invalidate your own insurance if you didn't inform them? If the accident is in the public domain, of course I would agree that you would have to inform them. I hit my car against the side of my house once which cracked the bumper. Seriously doubt I will be informing my insurance company.

[Lounge Lizard]

thats why ive stopped
my photo licence has expired but when i renew it im not driving anymore

Be careful custard it looks as though RM will have their revenge on those who can drive but choose not to.
Whether the union will back you in a discrimination case is.....anyone's guess but i wouldn't bet my job on it.

There is a limit to the number of non drivers you can accommodate on shared deliveries. It is, therefore, recommended that this is not an option to employees that can drive but choose not to. You should explore what other opportunities there are to accommodate the individual within your office. If individuals cannot be accommodated in your office, you may be able to accommodate them via a move to another unit within a reasonable distance, where suitable work is available. Where this is not possible an employee may effectively become surplus and in this instance you should take advice from your Regional ER/IR Manager.

I know this sounds daft, and is irritating (I know it's how I reacted, when I found out). But if the Photocard section of your Driving Licence expires, and you haven't got your replacement yet. Then you'd be commiting a serious driving offence, if you drive.

Personally, I think it's a rip-off, that you have to pay for a new Photocard every decade. It should be free. But that's another matter. The fine for driving with an expired Photocard License is up to £1,000: http://www.rotheradowson.co.uk/news/new ... g_licence/" onclick="window.open(this.href);return false;
Did you know that if you own a UK photocard driving licence, it is only valid for ten years? Unlike the old paper licences, the new photocard licences issued since June 1998 must be renewed every ten years at a cost to the driver of £20.00 (even if your details haven’t changed).

Following the ten year anniversary of the new licences, the confusion over the validity period of the licences is now coming to light. DVLA figures reveal that while over 16,000 licences expired last summer, so far only around 11,500 drivers have renewed them. This leaves a further 4,500 licences outstanding. If they are still on the road, these drivers may not be aware that they are committing a criminal offence. The offence of 'failing to surrender their licence' could result in a fine for the driver of up to £1,000.

But what if, like me, you've never had a photo license and still just have a paper one ?

[not me]

But what if, like me, you've never had a photo license and still just have a paper one ?

then you are fine
until such time as you need to replace a lost one,change of address then you dont need one

[axeman]

Just be vary wary of signing any thing that royal fail ask's you to do who knows it could be a way around data protection laws 'loophole' ask if you have to do it by contacting your regional reps