has anyone taken all pensions at 55? lump sums...
age 60 + 65 RMPP + RMSPS
thoughts/regrets ?
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taking ALL pensions at 55
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SWIM
- Posts: 423
- Joined: 11 Jan 2010, 20:33
- Gender: Male
taking ALL pensions at 55
'deal of the century' - dingo
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Wullie10
- EX ROYAL MAIL
- Posts: 713
- Joined: 30 Jul 2017, 12:07
- Gender: Male
- Location: Retired
Re: taking ALL pensions at 55
May I ask a question? Do you want to leave RM or continue working for them , if you intend to take your pension early ?
They'll be many different circumstances of posties taking pensions early and for some it will probably have been a good idea and some not so.
But I can't get my head around why anyone would want to take a pension early and continue working for the company for possibly another 12 years. Maybe someone is desperate to clear debts, or just fancy a new car which in 12 years time will be virtually worthless.
I like to hear the arguments for and against. But believe me those years from 55 to 65 fly by , and once you stop earning id like the highest possible pension I can get.
They'll be many different circumstances of posties taking pensions early and for some it will probably have been a good idea and some not so.
But I can't get my head around why anyone would want to take a pension early and continue working for the company for possibly another 12 years. Maybe someone is desperate to clear debts, or just fancy a new car which in 12 years time will be virtually worthless.
I like to hear the arguments for and against. But believe me those years from 55 to 65 fly by , and once you stop earning id like the highest possible pension I can get.