Royal Mail Collective Plan

[heapsy]

Why to people think life will begin when they retire?
Live life now, enjoy what few years you have left

They don't, but the sensible ones want to make sure their standard of living continues. And that they can go before they are too old.

[milly]

Why to people think life will begin when they retire?
Live life now, enjoy what few years you have left

They don't, but the sensible ones want to make sure their standard of living continues. And that they can go before they are too old.

That's not fair on the people who didn't bother to provide for themselves.
I'm sure Andy Burnham will level things up.

[heapsy]

Why? If people don't bother, that's their problem. Got a mate in our office. Started the year before. Turned 60 in March, carrying on because he didn't put enough away. His problem, not mine.

[Chelseablue]

A life free from RM as it is now and what it will be Will be heaven

[milly]

Why? If people don't bother, that's their problem. Got a mate in our office. Started the year before. Turned 60 in March, carrying on because he didn't put enough away. His problem, not mine.

That's not how socialists think, comrade.
What's theirs is theirs and what's yours is theirs, eventually.

[dudek05]

Went fine. I transferred to a SIPP with Hargreaves Lansdown. I initiated the transfer by applying to HL and just had to sign and return paperwork RM sent in post.

Hello mate. Just wondering, when you transferrred the CDC, was it reduced? I'm 60 next year, but thinking of calling it a day then. I've also got a SIPP with HL. Many thanks.

Hi mate. Sorry reply was so slow. No it wasn't reduced good luck for your retirement highly recommended

[RobertT]

It might be worth pointing out that transfer values are based on your share of the overall pot at the time, as well as your age and estimates on how the funds will perform in the future. With older members likely to get higher transfer values than younger ones.

I believe the online portal provides an estimate?

[heapsy]

Went fine. I transferred to a SIPP with Hargreaves Lansdown. I initiated the transfer by applying to HL and just had to sign and return paperwork RM sent in post.

Hello mate. Just wondering, when you transferrred the CDC, was it reduced? I'm 60 next year, but thinking of calling it a day then. I've also got a SIPP with HL. Many thanks.

Hi mate. Sorry reply was so slow. No it wasn't reduced good luck for your retirement highly recommended

Cheers for the reply. Just mulling things over. On the sick at the moment and not sure whats happening. So thought I'd look at the pension. Thx once again.

[heapsy]

It might be worth pointing out that transfer values are based on your share of the overall pot at the time, as well as your age and estimates on how the funds will perform in the future. With older members likely to get higher transfer values than younger ones.

I believe the online portal provides an estimate?

Cheers. At the time of your retirement, I had similar service. So this might at least get rid of the NRA67 element of my pension, if things go wrong for me. Never wanted a pension at 67 tbh.

[Hyrrokkin]

It might be worth pointing out that transfer values are based on your share of the overall pot at the time, as well as your age and estimates on how the funds will perform in the future. With older members likely to get higher transfer values than younger ones.

I believe the online portal provides an estimate?

Cheers. At the time of your retirement, I had similar service. So this might at least get rid of the NRA67 element of my pension, if things go wrong for me. Never wanted a pension at 67 tbh.

Same here - have a few years at the coalface yet but will be taking mine/transferring early.
I think quite a few of us will come to that same conclusion.