Age 55 ?

[comeracing]

Been paying in pension since june 1996, started off on 31 1/2 hours per week , approx been full time now for 10 years plus, im 55 in 4 years and want to take a lump sum and monthly pension , any idea on what I'll get talked to many colleagues who have received many varying figures, i just want a rough idea .

[heapsy]

Take the figures from your last statements and reduce by 5% for every year you take it early. Simple enough.

[NorthernBoy]

Also remember that if you continue to work for RM after taking your pension, you won’t get the pensions supplement. Still use the 5% reduction per year rule but don’t include the supplement

[RobertT]

It's also worth mentioning that if you're still working, you'll probably be paying income tax on your pension income too.