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What pensions have I likely got between July 2013 to Jan 2026?

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
hewittinspain
EX ROYAL MAIL
Posts: 248
Joined: 20 May 2013, 21:24
Gender: Male

What pensions have I likely got between July 2013 to Jan 2026?

Post by hewittinspain »

Im terrible with pensions. All I know is I've paid the top rate pretty much since I joined in 2013 plus I have around £2000 in AVC which I believe went into Scottish Widows.
I'm 53 now!!

I've left RM and have joined the council which is an LGPS scheme and I have a year to transfer anything into it. With that in mind:-
-Who do I contact within RM
-Which pots could I transfer as I may have 2-3 with them in that time. I think the latest plan is the collective one I'm in.

Really I need some independent advice too about what is the right thing to do. I'm not really interested in taking anything out at 55 I don't think. I may have accumulated around £60k in total but unsure so. I don't want to do the wrong thing so any pointers would be great. Thank you