Salary sacrifice & min wage - LTB 064/25 - a freebie?

[Hitcher]

When I first joined our salary was well above minimum wage, now due to pee poor union deals the minimum wage is basically caught up. I have no doubt the next deal will again be pathetic.

Without the union we'd be on minimum wage.

[Newandscared]

Not that it matters to me because I resigned, but does this also mean that after NI and pension deductions the employees are paid minimum wage? I think all new contract employees are on PSE for their pension if they pay into it...PSE is Pension Salary exchange scheme, ie salary sacrifice....

[Jefferson Starfish]

I thought the tax letters we will all be receiving, if you haven't already, is in regards to last years (2023/2024) tax year being 53 weeks so we all owe 1 weeks tax which should be clawed back by the tax man by reducing your tax code accordingly. Nothing to do with RM they could have just taxed the 53rd week without allowing for any tax free amount ( which had been used up over the preceding 52 weeks as normal ) resulting in 20% tax on your gross amount which could have left some people struggling in week 53 last year.

This salary sacrifice holiday could see some benefiting greatly! If you purchase additional leave, a car, a computer and various insurances (dental, sick leave cover etc.) you may not pay these until the pay deal goes through and if no retrospective payments are to be taken it's a win for us 20,000
employees indeed could be getting a freebee

What is the purchasing of sick leave cover insurance you mentioned?? Sounds suspiciously like a waste of money.

It pays out if you're on the sick and getting a reduced income.
https://www.citizensadvice.org.uk/consu ... insurance/

We get 6 months full pay though. How much does it cost per month as an OPG?

6 months in every rolling 4 years I think, so some people will use that up and insurance could be useful for them.
I have no idea how much it costs.

Would be smart to know how much income protection insurance costs in the first place as it's probably a rip off since we get sick pay here Jefferson...

Perhaps you should look into it then, if you're that interested.

So how much does it cost from your pay as an OPG for reduced income sick pay protection then, since you're bigging it up?
Perhaps you should be genuine with your posts on here before posting adverts for insurance companies.

Had one sherry too many with your Sunday lunch?
Perhaps you should read what I'm posting!

[Newandscared]

And now the attack on the Wallington rotation starts. No one is working additional hours. No one is breaching the minimum wage. Walsh is talking like a boss when he starts saying these things. Before he sold out he used to defend the Wallys. Now he's spouting nonsense about 'extra hours'. By that very logic his favourite rotations for the new way of working are a breach of the minimum wage. The Wallys have always been a target and now the CWU are helping to get rid of them.

You really are a twerp!

If you work overtime that you DO won't let you claim they are breaching minimum wage. If you work overtime that you don't declare you are forcing RM to breach minimum wage, either wage it is breached.
Although there is no set legislation for paid overtime, your average pay over the pay period must be minimum wage for each hour. so if you are contracted for 20 hours at 12.54p/h and work 30hrs, 10 unpaid this would put you at an average of 8.36p/h which is below minimum wage, in fact in this scenario you only have to go over by 0.6 hrs (36 mins) to be earning less than the new minimum wage per hour.

[Londonsburning]

Perhaps you should look into it then, if you're that interested.

So how much does it cost from your pay as an OPG for reduced income sick pay protection then, since you're bigging it up?
Perhaps you should be genuine with your posts on here before posting adverts for insurance companies.

Had one sherry too many with your Sunday lunch?
Perhaps you should read what I'm posting!

So are you going to explain what the point in paying for sick pay protection out of your own pocket is then?

[Jefferson Starfish]

Perhaps you should look into it then, if you're that interested.

So how much does it cost from your pay as an OPG for reduced income sick pay protection then, since you're bigging it up?
Perhaps you should be genuine with your posts on here before posting adverts for insurance companies.

Had one sherry too many with your Sunday lunch?
Perhaps you should read what I'm posting!

So are you going to explain what the point in paying for sick pay protection out of your own pocket is then?

I already have.

[Londonsburning]

Perhaps you should look into it then, if you're that interested.

So how much does it cost from your pay as an OPG for reduced income sick pay protection then, since you're bigging it up?
Perhaps you should be genuine with your posts on here before posting adverts for insurance companies.

Had one sherry too many with your Sunday lunch?
Perhaps you should read what I'm posting!

So are you going to explain what the point in paying for sick pay protection out of your own pocket is then?

I already have.

Point me in the right direction then...

[Jefferson Starfish]

Perhaps you should look into it then, if you're that interested.

So how much does it cost from your pay as an OPG for reduced income sick pay protection then, since you're bigging it up?
Perhaps you should be genuine with your posts on here before posting adverts for insurance companies.

Had one sherry too many with your Sunday lunch?
Perhaps you should read what I'm posting!

So are you going to explain what the point in paying for sick pay protection out of your own pocket is then?

I already have.

Point me in the right direction then...

Lol.
Proof that you don't read and only interested in your trolling nonsense.

[Londonsburning]

Perhaps you should look into it then, if you're that interested.

So how much does it cost from your pay as an OPG for reduced income sick pay protection then, since you're bigging it up?
Perhaps you should be genuine with your posts on here before posting adverts for insurance companies.

Had one sherry too many with your Sunday lunch?
Perhaps you should read what I'm posting!

So are you going to explain what the point in paying for sick pay protection out of your own pocket is then?

I already have.

Point me in the right direction then...

Lol.
Proof that you don't read and only interested in your trolling nonsense.

Ok then.

[TopperGas]

And now the attack on the Wallington rotation starts. No one is working additional hours. No one is breaching the minimum wage. Walsh is talking like a boss when he starts saying these things. Before he sold out he used to defend the Wallys. Now he's spouting nonsense about 'extra hours'. By that very logic his favourite rotations for the new way of working are a breach of the minimum wage. The Wallys have always been a target and now the CWU are helping to get rid of them.

You really are a twerp!

If you work overtime that you DO won't let you claim they are breaching minimum wage. If you work overtime that you don't declare you are forcing RM to breach minimum wage, either wage it is breached.
Although there is no set legislation for paid overtime, your average pay over the pay period must be minimum wage for each hour. so if you are contracted for 20 hours at 12.54p/h and work 30hrs, 10 unpaid this would put you at an average of 8.36p/h which is below minimum wage, in fact in this scenario you only have to go over by 0.6 hrs (36 mins) to be earning less than the new minimum wage per hour.

If somebody is working OT without being paid to do it then they can hardly complain they aren't being paid the NMW.

[Newandscared]

And now the attack on the Wallington rotation starts. No one is working additional hours. No one is breaching the minimum wage. Walsh is talking like a boss when he starts saying these things. Before he sold out he used to defend the Wallys. Now he's spouting nonsense about 'extra hours'. By that very logic his favourite rotations for the new way of working are a breach of the minimum wage. The Wallys have always been a target and now the CWU are helping to get rid of them.

You really are a twerp!

If you work overtime that you DO won't let you claim they are breaching minimum wage. If you work overtime that you don't declare you are forcing RM to breach minimum wage, either wage it is breached.
Although there is no set legislation for paid overtime, your average pay over the pay period must be minimum wage for each hour. so if you are contracted for 20 hours at 12.54p/h and work 30hrs, 10 unpaid this would put you at an average of 8.36p/h which is below minimum wage, in fact in this scenario you only have to go over by 0.6 hrs (36 mins) to be earning less than the new minimum wage per hour.

If somebody is working OT without being paid to do it then they can hardly complain they aren't being paid the NMW.

Yup I know, but they did say no one was breaching minimum wage. I was just begging to differ being as my COM directly told me to claw back, so I have never had some of my overtime paid and not from me not asking or bringing it up with the union.

[Mr Rush]

When I first joined our salary was well above minimum wage, now due to pee poor union deals the minimum wage is basically caught up. I have no doubt the next deal will again be pathetic.

Without the union we'd be on minimum wage.

Without the union I wouldn't have a Freddo in my pocket! Put that on a poster.