Insured too and from work ?

wheresourmoney · Post by **wheresourmoney** » 12 Jul 2019, 16:35

Hi everyone, a work mate had an accident coming to work and was off for a couple of weeks, when he returned, at his welcome back chat, he was told that as he is not insured too and from work it was not classed as an accident at work, is this right ?. thanks

Celgar · Post by **Celgar** » 12 Jul 2019, 16:41

wheresourmoney wrote:Hi everyone, a work mate had an accident coming to work and was off for a couple of weeks, when he returned, at his welcome back chat, he was told that as he is not insured too and from work it was not classed as an accident at work, is this right ?. thanks

The guy wasn't actually at work yet plus their duty time might not have started yet. Therefore it isn't really an accident at work.

hans solo · Post by **hans solo** » 12 Jul 2019, 18:45

so does that mean early starters are not insured even though they are still in building
i was under the impression you are insured while travelling even outwith hours of contract

Post by **TrueBlueTerrier** » 12 Jul 2019, 19:24

wheresourmoney wrote:Hi everyone, a work mate had an accident coming to work and was off for a couple of weeks, when he returned, at his welcome back chat, he was told that as he is not insured too and from work it was not classed as an accident at work, is this right ?. thanks

Depends on the context as with most things.

I am guessing that this is probably attendance related, rather than compensation. If so then it wouldn't be classed as an Accident on Duty, as it wasn't anything to do with the work he performs. To be frank, even if you could claim it as an AOD it would probably have been counted for a stage anyway.

Compensation gets more complicated so I won't go there.

k979aaa · Post by **k979aaa** » 13 Jul 2019, 00:05

wheresourmoney wrote:Hi everyone, a work mate had an accident coming to work and was off for a couple of weeks, when he returned, at his welcome back chat, he was told that as he is not insured too and from work it was not classed as an accident at work, is this right ?. thanks

Was it a works van? was it his own vehicle? was he only insured for SDP or commuting as well? as for the time off take as long as you can because they will stage you these days and make sure you don't come back half fixed!

arnold cheshire · Post by **arnold cheshire** » 13 Jul 2019, 19:33

wheresourmoney wrote:Hi everyone, a work mate had an accident coming to work and was off for a couple of weeks, when he returned, at his welcome back chat, he was told that as he is not insured too and from work it was not classed as an accident at work, is this right ?. thanks

Why would RM insure you driving to work?

wheresourmoney · Post by **wheresourmoney** » 13 Jul 2019, 19:54

k979aaa wrote:
wheresourmoney wrote:Hi everyone, a work mate had an accident coming to work and was off for a couple of weeks, when he returned, at his welcome back chat, he was told that as he is not insured too and from work it was not classed as an accident at work, is this right ?. thanks
Was it a works van? was it his own vehicle? was he only insured for SDP or commuting as well? as for the time off take as long as you can because they will stage you these days and make sure you don't come back half fixed!

He hit a kerb and fell of his pushbike and damaged his wrist.

arnold cheshire · Post by **arnold cheshire** » 13 Jul 2019, 19:55

wheresourmoney wrote:
k979aaa wrote:
wheresourmoney wrote:Hi everyone, a work mate had an accident coming to work and was off for a couple of weeks, when he returned, at his welcome back chat, he was told that as he is not insured too and from work it was not classed as an accident at work, is this right ?. thanks
Was it a works van? was it his own vehicle? was he only insured for SDP or commuting as well? as for the time off take as long as you can because they will stage you these days and make sure you don't come back half fixed!
He hit a kerb and fell of his pushbike and damaged his wrist.

That's nothing to do with RM

Post by **TrueBlueTerrier** » 13 Jul 2019, 20:09

wheresourmoney wrote:
k979aaa wrote:
wheresourmoney wrote:Hi everyone, a work mate had an accident coming to work and was off for a couple of weeks, when he returned, at his welcome back chat, he was told that as he is not insured too and from work it was not classed as an accident at work, is this right ?. thanks
Was it a works van? was it his own vehicle? was he only insured for SDP or commuting as well? as for the time off take as long as you can because they will stage you these days and make sure you don't come back half fixed!
He hit a kerb and fell of his pushbike and damaged his wrist.

Then that's not an AOD. His home insurance may cover him, but not RMs.