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Dental insurance from MY BUNDLE

Postal workers discussion forum. Discuss the day to day life in a Blue Shirt.
Sylvia79
Posts: 13
Joined: 02 Mar 2019, 08:27
Gender: Female

Dental insurance from MY BUNDLE

Post by Sylvia79 »

Is it worth taking? I’m expecting to have a lot of dental treatment within the next year.
Your experience?
Thanks!
postm@np@t
Posts: 25
Joined: 04 Jun 2012, 09:49
Gender: Male

Dental insurance from MY BUNDLE

Post by postm@np@t »

Worth it for the first year but premiums go way up second year and out way benefits
Sylvia79
Posts: 13
Joined: 02 Mar 2019, 08:27
Gender: Female

Dental insurance from MY BUNDLE

Post by Sylvia79 »

Can you cancel after the year?
postm@np@t
Posts: 25
Joined: 04 Jun 2012, 09:49
Gender: Male

Dental insurance from MY BUNDLE

Post by postm@np@t »

Yep take the first year cheap, get your work done and cancel upon renewal the next year.
Have to factor in yearly total cost plus price of treatment and then discount rate which depends on level of cover. Got all my expensive crowns done and was quids in.
Renewal doubled the second year so wasn't worth it any more so I just cancelled.
Hope that helps.
Sylvia79
Posts: 13
Joined: 02 Mar 2019, 08:27
Gender: Female

Dental insurance from MY BUNDLE

Post by Sylvia79 »

Thanks.
Have you had any problems with your claims whatsoever during this year?
markis
Posts: 92
Joined: 14 Feb 2008, 15:04

Dental insurance from MY BUNDLE

Post by markis »

They will not pay for cosmetic treatment, so if you require 4 to 6 crowns, before you took out the insurance they will not do it. I would read carefully the small print to see first what is covered before you take it out.