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Van accident

Postal workers discussion forum. Discuss the day to day life in a Blue Shirt.
dougfunny892
Posts: 91
Joined: 22 Mar 2011, 14:31
Gender: Male

Van accident

Post by dougfunny892 »

Moved to avoid a car coming round a corner today. Scraped my van and a parked car. What happens now? I've reported it. But who has to pay for damage,etc. Because like most posties I never wanted to drive in the first place.
ansel
Posts: 1
Joined: 22 Aug 2010, 14:56
Gender: Male

Re: Van accident

Post by ansel »

Don't worry,accidents happen and you may have to have some extra training but you wont have to pay for the damage.
Hitcher
Posts: 1530
Joined: 20 Sep 2009, 09:59
Gender: Male

Re: Van accident

Post by Hitcher »

Don't forget to disclose it to your own insurer.
dave72
Posts: 415
Joined: 30 Nov 2010, 14:54
Gender: Male

Re: Van accident

Post by dave72 »

Hitcher wrote:Don't forget to disclose it to your own insurer.
Hang on, what is this all about? :shock:
TrueBlueTerrier
FORUM ADMINISTRATOR
Posts: 72727
Joined: 30 Dec 2006, 10:29
Gender: Male
Location: On my couch

Re: Van accident

Post by TrueBlueTerrier »

dave72 wrote:
Hitcher wrote:Don't forget to disclose it to your own insurer.
Hang on, what is this all about? :shock:
The contract of insurance will normally specify that you must report accident in company vehicles,


from a telegraph article
He said: "Unofficially, a lot of motorists who have a slight accident in a work vehicle will leave the company’s own insurer to deal with the issue and will not mention the incident to their own private insurer.
"While you may think this will protect any ‘no claims bonus’ that you’ve built up, you could be leaving yourself open to problems a little further down the line.
"Essentially, you are withholding information that an insurer needs in order to calculate your risk as a driver."
If an insurer discovers that a driver has failed to report an accident, then the driver's personal policy could be declared null and void, and they might struggle to obtain cover in the future.
"Non-disclosure is a serious issue." Mr Travers said. "Honesty is generally the best policy, even if you feel that accidents involving your work vehicle shouldn’t impact your own personal insurance."
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dougfunny892
Posts: 91
Joined: 22 Mar 2011, 14:31
Gender: Male

Re: Van accident

Post by dougfunny892 »

Yeah I know I have to do that. I just want to stop driving for them now. I get no benefit for doing so.
TeeferTiger
EX ROYAL MAIL
Posts: 2783
Joined: 22 Dec 2008, 13:56
Gender: Female
Location: Welsh Wales

Re: Van accident

Post by TeeferTiger »

You insurer will want to know if you've had ANY accidents in the past 5 years. It doesn't matter what vehicle you were driving or whether it was your fault. To not give accurate information can be seen as fraudulent and they can refuse to indemnify you if you then have an accident in your own vehicle.

But back to the OP, you won't be made to pay anything.
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