Ill health retirement

[Johnny_Rad]

Hi
I had surgery about 5 months ago, and it is very doubtful I will be able to return to delivery , as I have more surgery ahead of me over the next couple of years. I felt I had recovered enough from this surgery to return to indoor work. I contacted my DOM over 3 weeks ago stating that I would like to return. I was told that I had to have an ATOS assesment before returning. That took about 10 days to organise and the outcome of the assesment was that I need a further assesment. Which I am still waiting to hear about almost 2 weeks later. SO more than 3 weeks after requesting to return too work I am still waiting for this second assesment.

Does the process usually take this long?

In the assesment I had, there was talk of "Ill health retirement". The more I think about it the more I want it to happen. I loved being a postie out on delivery, which I am unable to do anymore but know I will be more than capable of doing less physical work. I will only be entitled to SSP for sickness due to future surgery.

Can anyone tell me if there are implications I need to consider before going down the "Ill health retirement" road?

Would be very grateful of ANY advice on this matter..

[keithposty]

ill health retirement (entitlements)

your situation mirrors mine, (dodgy knees)

34 weeks wages
3 months pay in lieu of notice
any outstanding holiday

[Johnny_Rad]

Hi
Thanks for the reply.

I have been with RM 7 years. 5 years on a full time contract and the last 2 years on a 20 hr contract. So that works out a lot less than £10k.

I am only 34 and wondering if ill health retirement would hinder me in getting further employment in a less physical roll? I really enjoyed being a postie but over the last 4 years I have lost all respect for R.M.. Which is sort of the reason why I am considering IHR.

If I was to stay with RM I think my only option would be mailcentre work. Which I don't think will be available to me as my local mailcentre are trying to cut staff.

I have a feeling that IHR might be my only option.

[easter bunny]

Hi
Thanks for the reply.

I have been with RM 7 years. 5 years on a full time contract and the last 2 years on a 20 hr contract. So that works out a lot less than £10k.

I am only 34 and wondering if ill health retirement would hinder me in getting further employment in a less physical roll? I really enjoyed being a postie but over the last 4 years I have lost all respect for R.M.. Which is sort of the reason why I am considering IHR.

If I was to stay with RM I think my only option would be mailcentre work. Which I don't think will be available to me as my local mailcentre are trying to cut staff.

I have a feeling that IHR might be my only option.

Are you on a FT contract ?

[keithposty]

I have been with RM 7 years. 5 years on a full time contract and the last 2 years on a 20 hr contract

i take it you did a buy down from 40 hours to 20

may i ask how much as i was offered the same

[guyscliffe]

So to round the lump sum up Keith,the lump sum would work out up and around the £17 - 18,000 mark?
This is the figure that i've seen banded around in other threads in here,as the average lump sum thats offered ...

[keithposty]

for an opg, that is about right

it will ,be higher if you get the professional drivers allowance, supervisory allowance or any grandfather rights##the 34 weeks is tax free

the holiday and pylon is taxed

[guyscliffe]

for an opg, that is about right

it will ,be higher if you get the professional drivers allowance, supervisory allowance or any grandfather rights

Just about to inbox you,Keith ...

[keithposty]

[easter bunny]

for an opg, that is about right

it will ,be higher if you get the professional drivers allowance, supervisory allowance or any grandfather rights##the 34 weeks is tax free

the holiday and pylon is taxed

The Pay in Lieu of notice ( Pilon ) is not taxable or subject to NI deductions...

[guyscliffe]

hiya bunny ...
are their any guides on here,to advise me on my pension once I have left the business?
( check my post in PENSIONS )

[easter bunny]

I don't like to advise anyone when it comes to Pensions because it is a life changing decision and so you must decide what option is best for you .

Depending on your age and what other income you have , you need to decide if you take the maximum lump sum and reduced Pension or take the full Pension... Next years tax threshold is £8K before tax is Payable so bear that it mind .

I took the full tax free lump sum because in my circumstances it would have taken about 30 years before I started losing money ...

Everyone's circumstances are different so you need to decide which one is best for you . There is no going back once that form to Chesterfield is posted off ...

[guyscliffe]

I don't like to advise anyone when it comes to Pensions because it is a life changing decision and so you must decide what option is best for you .

Depending on your age and what other income you have , you need to decide if you take the maximum lump sum and reduced Pension or take the full Pension... Next years tax threshold is £8K before tax is Payable so bear that it mind .

I took the full tax free lump sum because in my circumstances it would have taken about 30 years before I started losing money ...

Everyone's circumstances are different so you need to decide which one is best for you . There is no going back once that form to Chesterfield is posted off ...

Just about to inbox you,bunny !!

[Johnny_Rad]

I have been with RM 7 years. 5 years on a full time contract and the last 2 years on a 20 hr contract

i take it you did a buy down from 40 hours to 20

may i ask how much as i was offered the same

Hi
No. I transfered to a different office. So had to accept a 20hr contract as part of the deal.

[easter bunny]

I have been with RM 7 years. 5 years on a full time contract and the last 2 years on a 20 hr contract

i take it you did a buy down from 40 hours to 20

may i ask how much as i was offered the same

Hi
No. I transfered to a different office. So had to accept a 20hr contract as part of the deal.

Thats unfortunate because it will cost you many thousands under the IHR agreement .