There is a thread in Downloads about PCODs (Private Cars on Delivery)
http://www.royalmailchat.co.uk/communit ... 36&t=17876" onclick="window.open(this.href);return false; if you need more details but q20 in the FAQ answers it for you:
Q20. If I sign up to use my private car, does the insurance cover me whilst I am on the delivery or only from the office to the first delivery point?
A. Up until now, if you have chosen to use Royal Mail’s insurance cover, you have only been covered to drive direct from the office to and from your first delivery point. You have not been covered to move your car along the delivery route. However the Royal Mail cover has now been extended in order to cover you should you have to move your car from the first delivery point, along the delivery route. You must be aware however, that the cover provided by the Business is for Third Party only. This means that the cost of damage to your car will not be met by the Royal Mail policy even if it was/is caused by another road user. If you cause, or are deemed to be the cause of the accident then the cost of damage to your car will not be met by the Royal Mail policy. Royal Mail will only cover the cost of repairs to the third party (even if your private policy is fully comprehensive). Your own private policy will be ineffective, as you have chosen to use Royal Mail’s cover. Where you have extended your private insurance