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Emergency loan from royal mail?

Postal workers discussion forum. Discuss the day to day life in a Blue Shirt.
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POSTMAN
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Emergency loan from royal mail?

Post by POSTMAN »

Got an email query,any ideas?
I Wrote-During Covid-Which is still relevant now
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
Stormproof
Posts: 6116
Joined: 07 Jul 2007, 21:03
Gender: Female

Re: Emergency loan from royal mail?

Post by Stormproof »

Ask Adam, I'm sure he can spare a few quid :whistle
In seriousness I've never had a loan off them but one week they took money off my wages which they should'nt of done, I phoned wages and they sent me a giro out.
So keep on moving, moving, moving your feet
Keep on shuf-shuf-shuffling to this ghost dance beat
Just keep on walking down never ending streets


Illegitimi non carborundum
loserx1
Posts: 15
Joined: 24 Sep 2007, 08:45

Re: Emergency loan from royal mail?

Post by loserx1 »

i had one of these 20 years ago when my mum kicked me out her house - i went through welfare, i dont know if it still exists. They lent me £150 to cover bond money and i had to pay it back at a tenner a week straight from my wages
REDLETTER
EX ROYAL MAIL
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Location: EX-ROYAL MAIL

Re: Emergency loan from royal mail?

Post by REDLETTER »

If they don't maybe the social can help, depends on your circumstances though

http://www.direct.gov.uk/en/MoneyTaxAnd ... G_10018905" onclick="window.open(this.href);return false;

Budgeting Loans
If you're on a low income and need help with certain important costs, you may be able to get an interest-free Budgeting Loan from the Social Fund that you pay back.
Who is eligible?

You may be able to get a Budgeting Loan if you or your partner have been claiming or getting payment of one of the following benefits for at least 26 weeks:

* Income Support
* income-related Employment and Support Allowance
* income-based Jobseeker's Allowance
* Pension Credit

and you need help to pay for any of the following:

* furniture or household equipment
* clothing or footwear
* advance rent or removal expenses for a new home
* travelling expenses
* things to help you look for or start work
* improving, maintaining or securing your home
* repaying hire purchase or other debts you took out to pay for any of the above

How much do you get?

You can apply to borrow between £100 and £1,500. The final amount of Budgeting Loan you get will depend on:

* whether you are single
* whether you are a couple
* whether you are single or a couple, with children
* any existing money you owe to the Social Fund
* your ability to repay the loan
* your savings - your award will usually be reduced by the amount of any savings you or your partner or civil partner have above £1,000 (or £2,000 if one or both of you is over 60)

The following can't be taken into account:

* the urgency of your need
* any health problems you or your family might have

How it's paid

The loan is usually paid into your bank, building society or other account provider's account that you have nominated.
How do you repay it?

Your repayments, which are worked out at the time your loan is agreed, are usually automatically taken out of your benefit. If you're not getting benefits, another method will be agreed.

You normally have to repay a Budgeting Loan within 104 weeks.

The repayments are interest-free which means you only pay back what you borrowed and no more.
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POSTMAN
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Re: Emergency loan from royal mail?

Post by POSTMAN »

Just realised there is this...

http://www.rowlandhillfund.org/" onclick="window.open(this.href);return false;
I Wrote-During Covid-Which is still relevant now
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
Big Daz
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Joined: 17 Apr 2007, 20:27
Gender: Male

Re: Emergency loan from royal mail?

Post by Big Daz »

There is the national CWU welfare fund or what evr its called, but wont do emergency and takes a long while based on my experience of trying to get some money for a Mbr at my D.O who was off sick for over 12 months due to a AOD (came off bike in the high street cycling back from delivery)
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POSTMAN
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Joined: 07 Aug 2006, 03:19
Gender: Male

Re: Emergency loan from royal mail?

Post by POSTMAN »

Thanks for the replies,i've sent the bits on.
I Wrote-During Covid-Which is still relevant now
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.