16 Nov 2017, 23:05
17 Nov 2017, 19:01
17 Nov 2017, 23:27
chrismurray wrote:Is an Equinti ISA as in 'Choice 2' of the booklet a broader platform for investments than 'Choice 1'?
18 Nov 2017, 18:22
18 Nov 2017, 18:56
wandle wrote:I really don't see any advantage to the Equinity ISA option. You pay an annual fee, yet dividends we receive are tax-free already, aren't they ?
Can ISA's shelter you from Capital Gains Tax (CGT) ?
As I understand it, you may have to pay CGT if you make a capital gain of more than £11,500.
Even at the maximum conversion of £2124 of savings into 590 shares, that implies you'd only be liable for CGT if the share price goes above 2309p !!! As if THAT'S gonna happen
There is a fee of just 0.25% of the value of your holdings (payable half yearly, minimum of £10, maximum of £37.50+ VAT)
14 Dec 2017, 13:12