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Thank You - RobertT

09 Nov 2019, 18:09

When the time comes I will be voting RobertT in the employee recognition awards for his valuable contributions to taking time out to deal with pension related enquiries to members.

Although I am now a retired RM employee I have benefited from Roberts knowledge and appreciate the time and effort he puts in to deal with the wide range of questions explained in a way that is easy to understand.

Hopefully others will nominate also.

Thank You - RobertT

09 Nov 2019, 20:11

nightmail wrote:When the time comes I will be voting RobertT in the employee recognition awards for his valuable contributions to taking time out to deal with pension related enquiries to members.

Although I am now a retired RM employee I have benefited from Roberts knowledge and appreciate the time and effort he puts in to deal with the wide range of questions explained in a way that is easy to understand.

Hopefully others will nominate also.


I couldn't have said it any better myself , not much point seeking independent financial advice when you have Robert around , he has been inspirational on this forum and many posties owe him a debt of gratitude for his help and guidance :Applause

Thank You - RobertT

09 Nov 2019, 20:28

nightmail wrote:When the time comes I will be voting RobertT in the employee recognition awards for his valuable contributions to taking time out to deal with pension related enquiries to members.

Although I am now a retired RM employee I have benefited from Roberts knowledge and appreciate the time and effort he puts in to deal with the wide range of questions explained in a way that is easy to understand.

Hopefully others will nominate also.


Ditto

Thank You - RobertT

09 Nov 2019, 23:17

rogersh wrote:
nightmail wrote:When the time comes I will be voting RobertT in the employee recognition awards for his valuable contributions to taking time out to deal with pension related enquiries to members.

Although I am now a retired RM employee I have benefited from Roberts knowledge and appreciate the time and effort he puts in to deal with the wide range of questions explained in a way that is easy to understand.

Hopefully others will nominate also.


Ditto


Yep . i agree . it's better than calling Sheffield for info . Keep up the good work Roberto !

Thank You - RobertT

10 Nov 2019, 09:43

Thanks very much for the kind words. :oops: It's very nice of you! :thumbup

I know pensions can be hard to understand especially with all the various changes to the RM schemes over the years. Then you have the state pension, tax implications, PSE, etc. It can be a bit of a minefield!

I don't know everything there is to know and I don't always agree with everyone, particularly with those wanting to take their pensions early. But I try to put things as clearly as possible and help in making the right decision, pointing people in the direction of other websites that give more in depth info.

When I first joined this forum lots of posts were about the RM pension being crap and many posties seemed to want to opt out. And that's back when it was final salary and still a decent scheme!
Now there's a lot of discussion about AVC's, retiring early, how to avoid tax, etc.

So I think many posties attitudes towards their retirement has changed and if I've had a small part to play in that, then that's great. But there are plenty of others who've contributed a lot to these forums too! :thumbup

Thank You - RobertT

10 Nov 2019, 19:02

This is a great and much needed I think thread.

I and I 'm sure Teebs will agree as well, also publicly thank Robert for his help in this forum.
Pensions and especially ours are a minefield and he seems to know what the hell it's all about.

I'm proud of the help we give out and proud of the members who take their time to help others.
Robert really does excell in this part of the forum and I have no idea how this part of the board would work without him!

Thanks mate, much appreciated! :Applause

Thank You - RobertT

11 Nov 2019, 00:59

Yes, well deserved acknowledgement of RobertT. Much appreciated Bobby :Applause :Applause
I’d also like to thank all the people who give their time and efforts to run royalmailchat, thank you :Applause :Applause

Thank You - RobertT

11 Nov 2019, 06:57

I'd just like to happily take the opportunity to also thank RobertT for his contributions on this pension thread.

Thank You - RobertT

11 Nov 2019, 14:36

Thanks very much for the kind words. :oops:

And can I just second renrag40's comment about those people who run royalmailchat. I used to run my own local news website in my spare time, and know how much time these things can take up and how much hard work they can be.

Personally I've found out much more on RMC than I ever have on the shop floor and I think it's become a valuable knowledge base for all things Royal Mail.

Thanks everyone who's made it what it is. :thumbup

Thank You - RobertT

11 Nov 2019, 17:40

HERE HERE :Applause :Applause

Thank You - RobertT

12 Nov 2019, 23:53

Always Appreciated :Applause .... Common-Sense Advice :thumbup ..... Priceless :cuppa

Thank You - RobertT

13 Nov 2019, 18:15

I don't think Robert add much to this forum.......

I think he IS this forum.

I cannot personally ever than you enough for the numerous questions you have answered for me and others.

I am a huge believer in that what you put out in this world will come back to you in spades and I am very confident this will happen to you.

You deserve the very best of futures sir.

I am extremely grateful for all of your help.

Thank You - RobertT

15 Nov 2019, 15:40

That's a very nice thing to say Hawkey99, but there are many others whose contributions are valuable to this forum aswell. :thumbup

Thank You - RobertT

19 Nov 2019, 19:18

I would also like to thank Robert and Royal Mail Chat for providing this forum, although I have to keep signing in every two or three days which is becoming rather frustrating.

And while I am here ask a question on our new pension scheme if we ever get their.

13.6 percent contributions on Royal Mail behalf works out on my pensional pay at just under £70 a week free money, being a London Postie.

I also believe, and I hope Robert corrects me on this, the minimum contribution any company has to make is 5%. Bearing in mind this, does anyone on this site seriously believes Royal Mail under their new regime will honor their 13.6 contributions, and not lower it to the minimum allowed contributions allowed by this Tory Government which I believe is 5%.

I welcome your comments.

Thank You - RobertT

20 Nov 2019, 00:49

Hi Westham, the employer contributions are 15.6% of which 13.6% goes into the cash balance fund along side your 6%. It is not “free money”....... it is part of your remuneration package..... always remember, you have earned it..... any reduction in the employer contributions would be a pay cut for the employee..... that is not an effective pay cut, it is an actual pay cut. To put into perspective, how would you feel if RM announced they were going to reduce your basic pay by £45 per week? This is the equivalent of reducing the employer contributions down to the legal minimum. Up in arms? We all should be because it would be little short of theft!

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