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65 Pension

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
Ematt
Posts: 1
Joined: 07 Feb 2021, 14:44
Gender: Male

65 Pension

Post by Ematt »

Hello there, I,ve just received my paperwork for my RMPP 65 pension ( I,m still with RM and started in March 1987) and was a little surprised to see "none" in three of the 5 options regarding "tax free cash" and "from your cash balance". I have already taken a 40 grand lump sum, plus annual, with my 60 pension. Does this mean I will not be getting more lump sums from my 65 pension ?

Cheers
tractorboy2
EX ROYAL MAIL
Posts: 542
Joined: 18 Jan 2012, 11:03
Gender: Male

Re: 65 Pension

Post by tractorboy2 »

I recently had mine and chose option 1a , if you want more lump sum chose one of the other options but bare in mind the whole of your cash balance will be taxed , which is why it says none. The cash balance is there to fund the tax free element , and leave you with more pension.
I was in Section C though. It's possible you may be in section B if you started in '87.