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Payment not showing in Scottish Widows AVC

Royal Mail pension news and discussion.Please note the advise given in this forum is unofficial, please use the links we have for a more detailed response or see an independent financial adviser.
NWpostie
Posts: 3564
Joined: 04 Aug 2007, 17:32
Gender: Male
Location: Sector 001 Borg Collective, 6 o f 9

Payment not showing in Scottish Widows AVC

Post by NWpostie »

While checking my CDC Scottish Widows AVC i noticed under Employer payment which usually shows my money paid in, its now £0, is this part of the changeover to a new provider ?

Will further payment be automatically transferred to them ?
Six of Nine loves Seven of Nine, together in Electric Dreams.
RobertT
EX ROYAL MAIL
Posts: 6546
Joined: 09 Sep 2007, 14:26
Gender: Male

Re: Payment not showing in Scottish Widows AVC

Post by RobertT »

I can't really comment on why your employer payment says £0, but AVC's via both the RM Pension Plan and the RM Collective Pension Plan are staying with Scottish Widows.

It's only the RM Defined Contribution Plan that's being moved to Legal & General.
So that will only apply to those who joined RM/the pension scheme, sometime between April 2008 and October 2024.

More details of that transfer can be found here:
https://www.legalandgeneral.com/workpla ... nouncement
https://cwue5.org/2026/03/25/royal-mail ... july-2026/
Links to all RM pension related websites are here
Jaggs
Posts: 128
Joined: 18 Jan 2011, 11:18
Gender: Male

Re: Payment not showing in Scottish Widows AVC

Post by Jaggs »

NWpostie wrote:
08 Apr 2026, 09:33
While checking my CDC Scottish Widows AVC i noticed under Employer payment which usually shows my money paid in, its now £0, is this part of the changeover to a new provider ?

Will further payment be automatically transferred to them ?
I've just looked and mine is the same. I wonder if those totals reset for each financial year and seeing as the new financial year started on Monday that might be the case.
stevejm
Posts: 476
Joined: 09 Dec 2017, 16:16
Gender: Male

Re: Payment not showing in Scottish Widows AVC

Post by stevejm »

RobertT wrote:
08 Apr 2026, 10:03
I can't really comment on why your employer payment says £0, but AVC's via both the RM Pension Plan and the RM Collective Pension Plan are staying with Scottish Widows.

It's only the RM Defined Contribution Plan that's being moved to Legal & General.
So that will only apply to those who joined RM/the pension scheme, sometime between April 2008 and October 2024.

More details of that transfer can be found here:
https://www.legalandgeneral.com/workpla ... nouncement
https://cwue5.org/2026/03/25/royal-mail ... july-2026/
I'm not sure webinars scheduled for hours when most employees will be working serve much of a purpose

"RMDCP members will be encouraged to join the webinar and pose questions. Registration for the Webinars can be made via the microsite. The RMDCP Executive is also planning wider communications to engage with scheme members."

If it'll be the RMDCP giving the webinar could a message be sent to them to asking for late afternoon or evening webinars?
Alternatively, maybe a webinar recording will be available?
RobertT
EX ROYAL MAIL
Posts: 6546
Joined: 09 Sep 2007, 14:26
Gender: Male

Re: Payment not showing in Scottish Widows AVC

Post by RobertT »

stevejm wrote:
Yesterday, 19:02
Alternatively, maybe a webinar recording will be available?
From the L&G link:
Please note the webinars will be recorded and available to watch afterward should you not be able to attend one of the live webinars.
Links to all RM pension related websites are here
NWpostie
Posts: 3564
Joined: 04 Aug 2007, 17:32
Gender: Male
Location: Sector 001 Borg Collective, 6 o f 9

Re: Payment not showing in Scottish Widows AVC

Post by NWpostie »

If our AVCs has moved from Scottish Widows to L&G shouldn't we already have received our welcome pack ? Or is it going to be completely new AVC ?
Six of Nine loves Seven of Nine, together in Electric Dreams.
Jaggs
Posts: 128
Joined: 18 Jan 2011, 11:18
Gender: Male

Re: Payment not showing in Scottish Widows AVC

Post by Jaggs »

NWpostie wrote:
Yesterday, 20:02
If our AVCs has moved from Scottish Widows to L&G shouldn't we already have received our welcome pack ? Or is it going to be completely new AVC ?
No AVCs are being moved. What is moving is the Defined Contribution plan which is for people who started after April 2008 until when the new Collective Plan started in October 2024.