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Commsave Question

Postal workers discussion forum. Discuss the day to day life in a Blue Shirt.
Theghost
EX ROYAL MAIL
Posts: 417
Joined: 17 Mar 2009, 16:44
Gender: Male

Commsave Question

Post by Theghost »

I have a loan with commsave,Absolutely fantastic credit union might i add.

Anyway,I have a ccj on record (single lad,sod paying the loan,etc etc,now its sat there biting my bum) ,Anyway their policy is anyone with a ccj has to pay back the loan within 12 months (Even though i am 15 years in with Royal mail :crazy: )

I had a part time job to suppliment my wages,Now the firm i worked for has closed down i am £55 per week out of pocket,I pay back commsave £60 per week out of my wages,The other half is on half pay as she is on maternity leave until feb next year,So money was pretty tight anyway,Even more so now.

Would it be worth contacting them and asking them to reduce the payments until Feb next year? I dont know if they would as 12 months is the rule,Just wondering if anyone has been in a similar situation with them?

Thanks in advance guys.
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Big Daz
Posts: 5668
Joined: 17 Apr 2007, 20:27
Gender: Male

Re: Commsave Question

Post by Big Daz »

They will in all likelhood reduce the loan payments they reduced mine for me.

Contact them ASAP, nowt to loose!!!
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mandelsons_toenail
Posts: 1294
Joined: 08 Aug 2009, 18:16
Gender: Male
Location: Outer Hebrides

Re: Commsave Question

Post by mandelsons_toenail »

i had accj, settled about 7 years ago

i have a commsave loan over 3 years?

:cuppa ??
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Theghost
EX ROYAL MAIL
Posts: 417
Joined: 17 Mar 2009, 16:44
Gender: Male

Re: Commsave Question

Post by Theghost »

My ccj aint settled mate,I only pay the fekers £20 pm,Only £2500 left to pay :crazy: Should be gone in 10 years :confused
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User avatar
POSTMAN
SITE ADMINISTRATOR
Posts: 32787
Joined: 07 Aug 2006, 03:19
Gender: Male

Re: Commsave Question

Post by POSTMAN »

One of them is on here,PM her,might be quicker...
http://www.royalmailchat.co.uk/communit ... file&u=344" onclick="window.open(this.href);return false;
I Wrote-During Covid-Which is still relevant now
It's good to get these types of threads, the ridiculous my manager said bollox, so we can reassure ourselves that while the world is falling apart, Royal Mail managers are still being the low-life C***S they have always been.
My BFF Clash
The daily grind of having to argue your case with an intellectual pigmy of a line manager is physically and emotionally draining.
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Lizzy08
Posts: 1
Joined: 18 Mar 2014, 21:34
Gender: Female

Re: Commsave Question

Post by Lizzy08 »

I've applied for a loan , they got my signed form Monday , I got my wage slips & bank statements back, but I still waiting on a decision , I've tried ringing to find out , but all they say is may take till Friday . Any one else had problems
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