Question for those who have already had IHR

[Thorby Bislam]

I am in the final stages of IHR. I have the formal interview next week and may well be gone at the end of the week.

First off, let me say that this forum has been a great help to me throughout the process. Due to the helpful posts from easter bunny and many others, I have known what to expect at each stage so I have been fully prepared for them. Also, I know what to get, moneywise. Thanks guys, I appreciate your help.

One last question now remains. What happens next? It's been well over 20 years since I was last unemployed so I am well out of the loop. The procedures: What benefits to apply for and where, will have changed massively since the eighties. I have no idea what I should do.

So, if anyone reading this has had IHR in the recent past, please will you do me a favour and post your experiences.

[General Mannerheim]

Hi I'm also due to be fired off next week,i managed to doge the bullet before but have a feeling this time I've had it.

Anyway I was on benefits during 2009 basically if your being ill health retired you should really be on employment and support allowance as supposedly you would be too ill to seek work,if however you feel that your able to seek work and don't want to be on ESA you will be placed on Jobseekers Allowance or income support.

ESA you get basically same amount( £65) as Jobseekers(a couple of quid more on ESA) during what they call the assessment rate which is the first 13 weeks of a new claim..they will send out a 24 page form for you to fill out asking you about your condition as you might not have to go an have a medical this is bullshit as everybody has to go.

It's far better going on Jobseekers,less hassle and your blood pressure won't be as raised!
The difference between ESA and Jobseekers IF you actually pass the ESA medical is about £30 so you can see why the goverment are after getting people onto Jobseekers or even income support.

[POSTMAN]

May i ask,doesn't the lump sum you are given cancel out some or even all of your benefits for a while as you have over x amount in the bank.
Which they will class as savings.

My sis in law couldn't get dole as her savings were too high after finishing a job/contract-un RM related.

[POSTMAN]

# If you have over £16,000 savings and investments you cannot normally apply for benefit unless you are aged 60 or over and receiving the guaranteed pension credit
# Savings over £6,000 will normally attract notional income that is added to your actual income when calculating your benefit entitlement.

http://www.scambs.gov.uk/counciltaxandb ... xBenefits/" onclick="window.open(this.href);return false;

[BT2010]

May i ask,doesn't the lump sum you are given cancel out some or even all of your benefits for a while as you have over x amount in the bank.
Which they will class as savings.

My sis in law couldn't get dole as her savings were too high after finishing a job/contract-un RM related.

i seem to think it was about £16,000 years ago and i doubt IHR would pay that much.

[POSTMAN]

May i ask,doesn't the lump sum you are given cancel out some or even all of your benefits for a while as you have over x amount in the bank.
Which they will class as savings.

My sis in law couldn't get dole as her savings were too high after finishing a job/contract-un RM related.

i seem to think it was about £16,000 years ago and i doubt IHR would pay that much.

I know a bloke that got 20k if you add on all the bits.

[BT2010]

May i ask,doesn't the lump sum you are given cancel out some or even all of your benefits for a while as you have over x amount in the bank.
Which they will class as savings.

My sis in law couldn't get dole as her savings were too high after finishing a job/contract-un RM related.

i seem to think it was about £16,000 years ago and i doubt IHR would pay that much.

I know a bloke that got 20k if you add on all the bits.

please please moya can i have pro rata IHR

[fishtank]

If you add PILON to the 34 weeks and annual leave you could be looking at about 50 weeks pay which will definitely take you over the £16k mark.

[General Mannerheim]

If you add PILON to the 34 weeks and annual leave you could be looking at about 50 weeks pay which will definitely take you over the £16k mark.

IF your Full time.

[fishtank]

If you add PILON to the 34 weeks and annual leave you could be looking at about 50 weeks pay which will definitely take you over the £16k mark.

IF your Full time.

Sorry General.
Like everything else....pro-rata.

[POSTMAN]

My guy was from London so our basic is higher.

Moving on swiftly,surely you could 'pay back' those relatives that helped you out financially when you were ill.
Would we get away with that?
Yes i've no morals.

[General Mannerheim]

My guy was from London so our basic is higher.

Moving on swiftly,surely you could 'pay back' those relatives that helped you out financially when you were ill.
Would we get away with that?
Yes i've no morals.

Just claim that you gave it to yout local MP for cleaning out his duck pond..you'll be reet!

[wandle]

Just claim that you gave it to yout local MP for cleaning out his duck pond..you'll be reet!

There are two types of Job Seekers Allowance; contribution-based and income-based.

Contribution-based JSA depends on how much you have paid in National Insurance contributions in the last two tax years. Income and savings are NOT taken into account if you are eligible for contribution-based JSA and, if you have been working full time for at least two years, you will be paid this category of JSA for the full six months.

After that, if still out of work, you will have to claim income-based JSA. That, however, is paid at reduced rates if you have savings of £6000 or more. If you have savings in excess of £16000, you will get NOTHING. B@stards!

[numan]

ESA is also split into the same two groups, contribution based and income based. Unlike JSA you are not moved from contribution based to income based after 6 months, however, from April 2012 this government are changing the rules so that you can only remain on contribution based ESA for 12 months.

[Sick Postie]

There is also the question of what is "savings"? If you have some of the money in a Current Account then it can classed as money to use to live on, say for the next 2 months. I know someone who does this and declares this fact without any problems and still gets all their benefits.