heapsy wrote:Well I must admit, I'm struggling to get an idea of my figures, even though I understand completely how my pension works.
Your final salary pension relates to service up to 31st March 2008, while your CSDB pension is from 1st April 2008 to 31st March 2018.
But your NRA60 relates to service up to 31st March 2010 and NRA65 is from 1st April 2010 to 31st March 2018, with just inflationary increases thereafter.
So all you need to do to find ballpark
figures for NRA60 & NRA65 is:
Take your CSDB figure and divide by 10(the number of years you've paid in) and add 2 of those years to your final salary figure to give your NRA60 pension.
The remaining 8 years are your NRA65 pension.
Do the same with the supplement(section C).
All figures will be based on taking your benefits at NRA.
It won't be 100% accurate but it will give you a good rough guide as to what to expect.
For a more accurate figure, use the method(plus more time & effort) I mentioned in my previous post.
*If you changed your hours sometime between 2008 and 2018 this method won't provide particularly accurate figures.